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A typical Life Settlement client is 65 years of age or older, and owns a Life Insurance policy with a death benefit of $250,000 or more. Persons under the age of 65 may qualify if their life expectancy is less than 12 years.
Policy valuation is contingent on many drivers. Some of the more common drivers are:
- age
- health status
- life expectancy
- amount of death benefit
- annual premium
- Life Insurance Company rating
- number of years the policy has been inforce
- Answering a few questions listed on this page and click Submit
- Or call us at our toll free number: 1-877-LISMarket (1-877-547-6275)
Qualification is an important step because Life Settlement is not the right choice for everyone 65 and over who has a $250,000 insurance policy. There are many variables that determine the value of a Life Settlement. Expectations should be discussed in the Qualifying process.